Issuer guide
Chase credit cards: every countable credit
Chase cards carry $9,440 a year in countable credits across 23 cards in our catalog. The top card alone is worth $1,970/yr.
Top 5 Chase cards by annual credit value
| Card | Countable credits | Annual fee |
|---|---|---|
| Chase Sapphire Reserve | $1,970/yr | $795 |
| Iberia Visa Signature® Card | $1,120/yr | $95 |
| United Quest℠ Card | $886/yr | $350 |
| United Club℠ Card | $884/yr | $695 |
| British Airways Visa Signature® Card | $720/yr | $95 |
Chase enrollment gotchas
36 of the tracked Chase benefits require enrollment before the credit works. The patterns to watch:
- Link this card in the Instacart app to activate the credit.
- Must activate each quarter at chasebonus.com; unactivated spending earns only 1%.
- Activate DashPass via DoorDash.
- Activate by Dec 31, 2027.
- Activate by Dec 31, 2026.
- Activate DashPass via DoorDash/Chase.
- Activate once via chase.com or Chase app.
- Link card in Lyft app.
- Enroll via your Chase account or the Peloton app using this card.
- Link Apple ID in Chase app.
- Link IHG account via chase.com/Chase app; authorized users excluded.
- Enroll via your Chase account, then pay for eligible streaming services with this card.
- Registration required.
- Yearly opt-in is required.
- Enrollment is required.
- Register the card with your MileagePlus account; paid as two $25 deposits.
Reset cadence across Chase
14 yearly (on your anniversary) credits · 8 yearly (calendar year) credits · 24 monthly credits · 3 every 6 months credits · 5 quarterly credits.
All Chase cards with countable credits
| Card | Countable credits |
|---|---|
| Chase Sapphire Reserve | $1,970/yr |
| Iberia Visa Signature® Card | $1,120/yr |
| United Quest℠ Card | $886/yr |
| United Club℠ Card | $884/yr |
| British Airways Visa Signature® Card | $720/yr |
| United℠ Explorer Card | $560/yr |
| IHG One Rewards Premier Select Credit Card | $550/yr |
| Disney® Inspire Visa® Card | $420/yr |
| IHG One Rewards Premier Credit Card | $370/yr |
| Chase Freedom Flex | $340/yr |
| Chase Sapphire Preferred | $250/yr |
| Chase Air Canada Aeroplan® Credit Card | $130/yr |
| Aer Lingus Visa Signature® Card | $120/yr |
| Disney® Premier Visa® Card | $120/yr |
| Disney® Visa® Card | $120/yr |
| IHG One Rewards Credit Card | $120/yr |
| Marriott Bonvoy Bold® Credit Card | $120/yr |
| Marriott Bonvoy Boundless® Credit Card | $120/yr |
| Marriott Bonvoy Bountiful® Credit Card | $120/yr |
| Southwest Rapid Rewards® Premier Credit Card | $120/yr |
| Southwest Rapid Rewards® Priority Credit Card | $120/yr |
| World of Hyatt Credit Card | $120/yr |
| Chase Freedom Unlimited | $40/yr |
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