Chase · Card guide

British Airways Visa Signature® Card: every recurring credit, worth $720/year

The British Airways Visa Signature® Card carries $720 a year in countable credits across 2 recurring benefits, against a $95 annual fee.

The math

Amount
Countable credits per year$720
Annual fee$95

At $720/yr in countable credits against a $95 annual fee, the credits pay for themselves 7x over — if you actually use them.

Every credit, benefit by benefit

BenefitCreditResetsYearly valueEnrollment needed
$600 Reward Flight statement credits per year
Statement credits of $100 for Economy and Premium Economy or $200 for Business and First Class — up to 3 times per year, up to $600 total — when you book a Reward Flight to London and pay taxes, fees, and charges with the card.
$600Yearly (calendar year)$600/yrNo
$10/month Instacart credit
$10 monthly Instacart credit for purchases made with the card.
$10 ($10 per month)Monthly$120/yrYes — Link this card in the Instacart app to activate the credit.

Reset cadence on this card: 1 yearly (calendar year), 1 monthly.

Enrollment gotchas

1 of 4 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.

  • Link this card in the Instacart app to activate the credit.

Other perks on this card

  • Travel Together Ticket after $30,000 annual spend — no fixed dollar value in our catalog (Earn a Travel Together Ticket (companion ticket good for two years) every calendar year you make $30,000 in purchases on the card.)
  • 2,500 anniversary Avios per year — no fixed dollar value in our catalog (Receive 2,500 anniversary Avios each year after the cardmember anniversary.)

Sources: creditcards.chase.com (2026-10-06) · frequentmiler.com (2026-10-06) · financebuzz.com (2026-10-06). Benefit amounts last verified 2026-10-06. Card benefits change — confirm current terms with Chase before applying.

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