Chase · Card guide
Chase Sapphire Reserve: every recurring credit, worth $1,970/year
The Chase Sapphire Reserve carries $1,970 a year in countable credits across 7 recurring benefits, against a $795 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $1,970 |
| Annual fee | $795 |
At $1,970/yr in countable credits against a $795 annual fee, the credits pay for themselves 2x over — if you actually use them.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| Travel credit Statement credits on travel purchases. | $300 | Yearly (on your anniversary) | $300/yr | No |
| The Edit by Chase Travel hotel credit $250 per qualifying prepaid 2-night+ Edit booking. | $500 | Yearly (calendar year) | $500/yr | No |
| DoorDash promos with DashPass $5 restaurant promo + two $10 non-restaurant promos. | $25 ($25 monthly, no rollover) | Monthly | $300/yr | Yes — Activate DashPass via DoorDash/Chase. |
| Dining credit at Sapphire Reserve Exclusive Tables | $150 ($150 semi-annually) | Every 6 months | $300/yr | No |
| StubHub / viagogo credit | $150 ($150 semi-annually) | Every 6 months | $300/yr | Yes — Activate once via chase.com or Chase app. |
| Lyft in-app credit | $10 ($10 monthly) | Monthly | $120/yr | Yes — Link card in Lyft app. |
| Peloton membership credit | $10 ($10 monthly) | Monthly | $120/yr | Yes — Enroll via your Chase account or the Peloton app using this card. |
| Global Entry / TSA PreCheck / NEXUS credit | $120 (Up to $120) | Every 4 years | — | No |
| Chase Travel 'Select' hotels credit 2026 only. | $250 | One-time | — | Check terms |
Reset cadence on this card: 1 yearly (on your anniversary), 1 yearly (calendar year), 3 monthly, 2 every 6 months.
Enrollment gotchas
6 of 11 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Activate DashPass via DoorDash/Chase.
- Activate once via chase.com or Chase app.
- Link card in Lyft app.
- Enroll via your Chase account or the Peloton app using this card.
- Link Apple ID in Chase app.
- Link IHG account via chase.com/Chase app; authorized users excluded.
Other perks on this card
- Apple TV+ and Apple Music subscriptions — no fixed dollar value in our catalog
- IHG One Rewards Platinum Elite status — no fixed dollar value in our catalog
Sources: chase.com (issuer terms) · TPG (2026) · Frequent Miler (2026). Benefit amounts last verified 2026-09-24. Card benefits change — confirm current terms with Chase before applying.
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