Chase · Card guide
United Quest℠ Card: every recurring credit, worth $886/year
The United Quest℠ Card carries $886 a year in countable credits across 6 recurring benefits, against a $350 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $886 |
| Annual fee | $350 |
At $886/yr in countable credits against a $350 annual fee, the credits pay for themselves 2x over — if you actually use them.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| $200 United TravelBank cash per anniversary year Receive $200 in United TravelBank cash each anniversary year. | $200 | Yearly (on your anniversary) | $200/yr | No |
| $150 Renowned Hotels and Resorts credit per anniversary year Up to $150 back in statement credits each anniversary year on a prepaid reservation made through Renowned Hotels and Resorts. | $150 | Yearly (on your anniversary) | $150/yr | No |
| $8/month rideshare credit Up to $8 back as a statement credit each month on rideshare purchases plus a bonus $4 in December (up to $100 per calendar year). | $8 ($8 per month plus a $4 bonus in December) | Monthly | $96/yr | Yes — Enrollment is required. |
| $80 Avis/Budget TravelBank credit per anniversary year Receive $40 in United TravelBank cash for each of the first two Avis or Budget car rentals booked through United Cars each anniversary year, up to $80. | $80 | Yearly (on your anniversary) | $80/yr | No |
| $150 JSX flight credit per anniversary year Up to $150 back as a statement credit each anniversary year when you book directly with JSX using the card. | $150 | Yearly (on your anniversary) | $150/yr | No |
| $15/month Instacart credits One $10 and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with the card; plus a three-month complimentary Instacart+ membership. | $15 (One $10 and one $5 credit per month) | Monthly | $180/yr | Yes — Link this card in the Instacart app to activate the credit. |
| $120 Global Entry / TSA PreCheck credit Up to $120 credit toward Global Entry, TSA PreCheck or NEXUS every 4 years. Confirmed surviving refresh (TPG Oct 2026). | $120 (Up to $120) | Every 4 years | — | No |
Reset cadence on this card: 4 yearly (on your anniversary), 2 monthly.
Enrollment gotchas
2 of 10 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Enrollment is required.
- Link this card in the Instacart app to activate the credit.
Other perks on this card
- 10,000-mile award flight discount(s) — no fixed dollar value in our catalog (One 10,000-mile award flight discount each account anniversary; earn a second 10,000-mile discount after spending $20,000 in a calendar year.)
- 1,000 PQP annual status boost — no fixed dollar value in our catalog (1,000 Premier Qualifying Points (PQPs) applied each year toward United Premier status, landing within about 8 weeks of Feb. 1 (starting 2026).)
- 2 Economy Plus upgrades after $40,000 spend — no fixed dollar value in our catalog (Two global Economy Plus seat upgrades after spending $40,000 in a calendar year.)
Sources: thepointsguy.com (2026-10-06) · cnn.com (2026-10-06) · uscreditcardguide.com (2026-10-06). Benefit amounts last verified 2026-10-06. Card benefits change — confirm current terms with Chase before applying.
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