Chase · Card guide
IHG One Rewards Premier Select Credit Card: every recurring credit, worth $550/year
The IHG One Rewards Premier Select Credit Card carries $550 a year in countable credits across 3 recurring benefits, against a $350 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $550 |
| Annual fee ($350 (launched Oct 1, 2026)) | $350 |
The $550/yr in countable credits covers the $350 annual fee — but only the portion you remember to use.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| $75 quarterly food & beverage rewards $75 in IHG food & beverage rewards each quarter, usable on the room bill at participating IHG hotels. Any unused reward expires at the end of the quarter. | $75 ($75 quarterly) | Quarterly | $300/yr | No |
| $200 annual airline statement credit $200 in airline statement credits per calendar year. Requires a single flight purchase over $250 made directly with an airline. | $200 ($200 annually) | Yearly (calendar year) | $200/yr | No |
| $50 United TravelBank Cash per calendar year Up to $50 in United TravelBank Cash each calendar year. | $50 ($50 annually) | Yearly (calendar year) | $50/yr | Yes — Register the card with your MileagePlus account; paid as two $25 deposits. |
Reset cadence on this card: 1 quarterly, 2 yearly (calendar year).
Enrollment gotchas
1 of 7 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Register the card with your MileagePlus account; paid as two $25 deposits.
Other perks on this card
- Anniversary Free Night Award (up to 60,000 points) — no fixed dollar value in our catalog (Anniversary Free Night Award worth up to 60,000 points each account anniversary; can be topped off with points for a more valuable night.)
- Automatic IHG One Rewards Platinum Elite status — no fixed dollar value in our catalog (Automatic Platinum Elite status: 60% bonus earnings on IHG stays, room upgrades and early check-in/late checkout based on availability.)
- 20 Elite Night Credits per calendar year — no fixed dollar value in our catalog (20 Elite Night Credits each calendar year, plus 2 more for every $5,000 spent on the card.)
- Fourth reward night free on 4+ night award stays — no fixed dollar value in our catalog (Get the fourth reward night free when redeeming points for a consecutive stay of four nights or more.)
Sources: creditodds.com (2026-10-07) · nerdwallet.com (2026-10-07) · rewardsguru.club (2026-10-07) · pointscrowd.com (2026-10-07) · thepointsparty.com (2026-10-07) · consumeraffairs.com (2026-10-07). Benefit amounts last verified 2026-10-08. Card benefits change — confirm current terms with Chase before applying.
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