American Express · Card guide
Amex Gold Card: every recurring credit, worth $524/year
The Amex Gold Card carries $524 a year in countable credits across 5 recurring benefits, against a $325 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $524 |
| Annual fee | $325 |
The $524/yr in countable credits covers the $325 annual fee — but only the portion you remember to use.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| Dining credit Grubhub (incl. Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, Wonder. | $10 ($10 monthly) | Monthly | $120/yr | Yes |
| Uber Cash Uber rides/orders in the U.S. | $10 ($10 monthly) | Monthly | $120/yr | Yes — Add card to Uber account. |
| Dunkin' credit U.S. Dunkin' locations. | $7 ($7 monthly) | Monthly | $84/yr | Yes |
| Resy credit Eligible U.S. Resy restaurant purchases. | $50 ($50 semi-annually) | Every 6 months | $100/yr | Yes |
| Hotel Collection credit Prepaid The Hotel Collection bookings via Amex Travel, 2-night minimum. | $100 | Yearly (calendar year) | $100/yr | Check terms |
Reset cadence on this card: 3 monthly, 1 every 6 months, 1 yearly (calendar year).
Enrollment gotchas
4 of 5 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Add card to Uber account.
Sources: americanexpress.com (issuer page) · TPG (2026). Benefit amounts last verified 2026-09-24. Card benefits change — confirm current terms with American Express before applying.
What's your number?
There's money sitting in your wallet right now. Tap your cards, see your number — thirty seconds, no account needed.
Find my number →Then track your first card free — PerkWatch watches every credit and emails you before anything expires unused.