Citi · Card guide
Citi Strata Elite Card: every recurring credit, worth $1,030/year
The Citi Strata Elite Card carries $1,030 a year in countable credits across 4 recurring benefits, against a $595 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $1,030 |
| Annual fee | $595 |
The $1,030/yr in countable credits covers the $595 annual fee — but only the portion you remember to use.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| $300 annual hotel credit Up to $300 off a hotel stay of two nights or more when the stay is booked and prepaid through Citi Travel. | $300 | Yearly (calendar year) | $300/yr | No |
| $200 annual Splurge Credit Up to $200 in statement credits each calendar year on eligible purchases at your choice of up to two of: 1stDibs, American Airlines, Best Buy, Future Personal Training, or Live Nation. | $200 | Yearly (calendar year) | $200/yr | Yes — Must select up to two participating brands; credits apply to eligible purchases at the chosen brands. |
| $200 annual Blacklane credit Up to $200 in statement credits each calendar year on Blacklane chauffeur bookings paid with the card — up to $100 January through June and up to $100 July through December. | $200 | Every 6 months | $400/yr | No |
| $100 Reserve Hotels experience credit $100 annual credit toward Reserve Hotels experiences. | $100 ($100 annually) | Yearly (calendar year) | $100/yr | No |
| Global Entry / TSA PreCheck credit Up to $120 statement credit toward a Global Entry or TSA PreCheck application fee paid with the card. | $120 | Every 4 years | — | No |
Reset cadence on this card: 3 yearly (calendar year), 1 every 6 months.
Enrollment gotchas
2 of 7 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Must select up to two participating brands; credits apply to eligible purchases at the chosen brands.
- Enroll via Citi, then activate your Priority Pass Select membership.
Other perks on this card
- 4 Admirals Club passes — no fixed dollar value in our catalog (Four American Airlines Admirals Club passes each calendar year for access to Admirals Club lounges when flying a oneworld airline.)
- Priority Pass Select membership — no fixed dollar value in our catalog (Complimentary Priority Pass Select airport lounge membership.)
Sources: frequentmiler.com (2026-10-06) · upgradedpoints.com (2026-10-06) · bankrate.com (2026-10-06) · travelfreely.com (2026-10-06). Benefit amounts last verified 2026-10-06. Card benefits change — confirm current terms with Citi before applying.
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