American Express · Card guide
Delta SkyMiles Reserve American Express Card: every recurring credit, worth $560/year
The Delta SkyMiles Reserve American Express Card carries $560 a year in countable credits across 3 recurring benefits, against a $650 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $560 |
| Annual fee | $650 |
The countable credits ($560/yr) don't cover the $650 annual fee on perks alone — the card has to earn its keep elsewhere too.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| Resy credit Up to $20 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants. | $20 (Up to $20 per month; up to $240 per year.) | Monthly | $240/yr | Yes — Enrollment required; pay with the enrolled card. |
| Rideshare credit Up to $10 back in statement credits each month on U.S. rideshare purchases with select providers. | $10 (Up to $10 per month; up to $120 per year.) | Monthly | $120/yr | Yes — Enrollment required. |
| Delta Stays credit Up to $200 per year as a statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. | $200 | Yearly (calendar year) | $200/yr | No |
Reset cadence on this card: 2 monthly, 1 yearly (calendar year).
Enrollment gotchas
2 of 4 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Enrollment required; pay with the enrolled card.
- Enrollment required.
Other perks on this card
- Companion certificate — no fixed dollar value in our catalog (Companion certificate issued each year after the account anniversary, valid for one round-trip companion ticket within the U.S. (including Hawaii and Alaska), Mexico, Central America, or the Caribbean.)
Sources: bankrate.com (2026-10-06) · thepointsguy.com (2026-10-06) · moneyatlas.com (2026-10-06). Benefit amounts last verified 2026-10-06. Card benefits change — confirm current terms with American Express before applying.
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