American Express · Card guide
Delta SkyMiles Gold American Express Card: every recurring credit, worth $420/year
The Delta SkyMiles Gold American Express Card carries $420 a year in countable credits across 3 recurring benefits, against a $150 annual fee.
The math
| Amount | |
|---|---|
| Countable credits per year | $420 |
| Annual fee ($0 introductory annual fee for the first year, then $150.) | $150 |
At $420/yr in countable credits against a $150 annual fee, the credits pay for themselves 2x over — if you actually use them.
Every credit, benefit by benefit
| Benefit | Credit | Resets | Yearly value | Enrollment needed |
|---|---|---|---|---|
| Delta Stays credit Up to $100 back per year as a statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. | $100 | Yearly (calendar year) | $100/yr | No |
| Rideshare credit Up to $10 in statement credits each month on U.S. rideshare purchases with select providers. | $10 (Up to $10 per month; up to $120 per year.) | Monthly | $120/yr | Yes — Enrollment required. Benefit begins after the first Card renewal, per Amex's card page. |
| $200 Delta Flight Credit after $10,000 spend $200 Delta flight credit after $10,000 in annual card spend. | $200 ($200 annually) | Yearly (calendar year) | $200/yr | No |
Reset cadence on this card: 2 yearly (calendar year), 1 monthly.
Enrollment gotchas
1 of 3 tracked benefits on this card require enrollment before the credit works. Skip enrollment and the credit never appears.
- Enrollment required. Benefit begins after the first Card renewal, per Amex's card page.
Sources: americanexpress.com (2026-10-06) · awardwallet.com (2026-10-06) · thepointsparty.com (2026-10-06) · onemileatatime.com (2026-10-06). Benefit amounts last verified 2026-10-06. Card benefits change — confirm current terms with American Express before applying.
What's your number?
There's money sitting in your wallet right now. Tap your cards, see your number — thirty seconds, no account needed.
Find my number →Then track your first card free — PerkWatch watches every credit and emails you before anything expires unused.