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Sunset Benefits: The Chase Credits Expiring in 2027 (Claim Them Before They're Gone)

By Tyler Buck, Founder — PerkWatch

Published October 3, 2026 · Last verified: October 3, 2026

Sunset Benefits: The Chase Credits Expiring in 2027 (Claim Them Before They're Gone)

Some credit card benefits don't just reset — they end. Permanently. A surprising number of Chase's headline credits have expiration dates baked in, most of them in 2027. They're real money until the clock runs out, and then they're gone.

Here's every sunset-dated benefit we track, when each one dies, and what to do about it.

Which Chase credit card benefits expire in 2027?

Nine benefits sunset in 2027: on the Reserve — DoorDash promos + DashPass membership, StubHub credit, Peloton credit, Lyft credit, and Apple TV+ / Apple Music; on the Preferred — DoorDash grocery promo + DashPass membership. Plus two cliffs: the Preferred's Apple TV activation deadline (December 31, 2026) and the Reserve's one-time $250 Select-hotels credit (2026 only).

Which Chase Sapphire Reserve benefits expire in 2027?

The Reserve's DoorDash promos ($300/year) + DashPass membership, StubHub / viagogo credit ($300/year), and Peloton credit ($120/year) all run through December 31, 2027. The Lyft credit ($120/year) ends earlier — September 30, 2027 — and the Apple TV+ and Apple Music subscriptions end June 22, 2027.

  • DoorDash promos ($300/year) + DashPass membership — through December 31, 2027. $25/month in promos ($5 restaurant + two $10 grocery/retail) plus the free DashPass membership. After 2027, both the promos and the free membership end — and DashPass will start billing you at full price if you don't cancel.
  • StubHub / viagogo credit ($300/year) — through December 31, 2027. $150 per half-year for concert and event tickets. Activation required.
  • Peloton credit ($120/year) — through December 31, 2027. $10/month toward membership. Activation required.
  • Lyft credit ($120/year) — through September 30, 2027. $10/month in-app credit. Note the earlier date — this one dies three months before the rest.
  • Apple TV+ and Apple Music ($250/year value per Chase) — through June 22, 2027. Complimentary subscriptions, one-time activation per service. The earliest sunset on the card — mid-2027, not end of year.

Which Chase Sapphire Preferred benefits expire in 2027?

The Preferred's DoorDash grocery promo ($120/year) + DashPass membership runs through December 31, 2027. The free Apple TV year (1 year free) is not a 2027 sunset — it has a 2026 activation deadline of December 31, 2026, the most urgent item in this post.

  • DoorDash grocery promo ($120/year) + DashPass membership — through December 31, 2027. $10/month off grocery orders. Same deal as the Reserve: after 2027, the promo ends and DashPass starts billing.
  • Apple TV (1 year free) — activation deadline December 31, 2026. This one's the most urgent: it's not a 2027 sunset, it's a 2026 activation deadline. Miss the window and the benefit never starts.

What is the Reserve's 2026-only $250 credit?

The Reserve $250 Chase Travel "Select" hotels credit is one-time and 2026-only — not recurring, not renewable. If you hold the Reserve and haven't used it by December 31, 2026, it's gone. Don't save it for a 2027 trip — there is no 2027 version.

Should you count expiring benefits in your card math?

No. Don't build your long-term math on benefits with expiration dates. The honest take: if the Reserve is worth $795 to you without the DoorDash promos and StubHub credit, it's a keeper. If the whole case depends on credits that die in 2027, you're renting value, not buying it. Chase may renew these partnerships — or may not. Either way, your decision should work in both scenarios.

Add up the Reserve's sunset benefits: $300 DoorDash + $300 StubHub + $120 Peloton + $120 Lyft + $250 Apple = nearly $1,100 a year in credits with an expiration date. That's nearly half the card's credit stack.

Same logic on the Preferred: the $120/year in DoorDash grocery promos is real money today. In 2028 it might be zero. Enjoy it, use it monthly, but don't pretend it's permanent.

What is the checklist for claiming benefits before they expire?

Work the cliffs first: activate the Preferred's free Apple TV year and use the Reserve's one-time $250 Select-hotels credit before December 31, 2026 — those are cliffs, not resets, and missing them means the benefits never existed for you. Then spend the Reserve's Lyft $10/month credit through September 30, 2027, keep the Apple TV+ / Apple Music activations current through June 22, 2027, and use the DoorDash, StubHub, Peloton, and DashPass benefits through December 31, 2027. In late 2027, cancel DashPass if you don't want to pay full price — it auto-enrolls at the paid rate.

Before December 31, 2026:

  • Activate the Preferred's free Apple TV year (deadline — not a reset, a cliff).
  • Use the Reserve's one-time $250 Select-hotels credit.

The first two deadlines are cliffs — miss them and the benefits never existed for you.

Through mid-2027:

  • Keep the Reserve's Apple TV+ and Apple Music activations current — they run to June 22, 2027.

Through September 30, 2027:

  • Spend the Lyft $10/month credit. It dies first.

Through December 31, 2027:

  • DoorDash promos, StubHub credit, Peloton credit, DashPass memberships. Use them all year — then decide in December whether DashPass is worth paying for.

Late 2027:

  • Cancel DashPass if you don't want to pay full price. It auto-enrolls at the paid rate. Set the reminder now, not in December 2027.

What are the traps of sunset benefits?

Five traps: the Apple TV activation deadline (Dec 31, 2026) is a cliff, not a reset — miss it and the benefit never existed; the $250 Select-hotels credit is 2026-only with no 2027 version; Lyft ends September 30, 2027, three months before the rest; DashPass auto-bills at full price after 2027 if you don't cancel; and doing long-term card math on temporary credits.

  1. The Apple TV activation deadline (Dec 31, 2026) is a cliff, not a reset. Miss it and the benefit never existed for you.
  2. The $250 Select-hotels credit is 2026-only. One-time. There is no 2027 version to wait for.
  3. Lyft ends September 30, 2027 — not December 31. Three months earlier than the rest. Easy to miss.
  4. DashPass auto-bills after 2027. Free now, paid later, automatically. The cancellation reminder is the real benefit.
  5. Doing long-term card math on temporary credits. The 2027 sunsets are worth nearly $1,100/year on the Reserve. Price the card as if they're already gone — then anything Chase renews is a bonus.

How PerkWatch fits

Sunset dates are the thing human memory is worst at: a deadline 15 months away that you'll think about zero times until it's passed. PerkWatch tracks benefit end-dates, not just cycles — the 2027 sunsets get their own flags, the December 2026 deadlines get escalating reminders, and the DashPass auto-billing date gets a cancel reminder before you're charged. Free for one card, $2.99/month or $29/year for unlimited.

Sunset dates verified October 3, 2026 against the PerkWatch benefits catalog (last verified against issuer and points-publication sources 2026-09-24). Partnership end-dates can change if Chase renews — confirm current terms on chase.com. The Reserve's Apple TV+/Apple Music runs through June 22, 2027; Lyft through September 30, 2027; most others through December 31, 2027.

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