About

About PerkWatch

By Tyler Buck, Founder · Last updated: October 2026

PerkWatch exists for one reason: your perks should never expire unused.

What PerkWatch does

Credit cards come with recurring perks — monthly dining credits, quarterly travel credits, annual hotel credits, streaming credits, rideshare credits, and more. Most people leave hundreds of dollars of them on the table every year, not because the credits are bad, but because nobody remembers each one's amount, enrollment step, and reset date.

PerkWatch tracks all of that for you. Add your cards, and we watch every credit — how much each is worth, when it resets, whether it needs enrollment — and we alert you before anything expires unused. We call the per-benefit trackers "progress trackers": one glance tells you what's been used and what's still sitting in your wallet.

Our language is deliberate: credits are dollars that come back to you; perks are softer benefits like lounge access. The thing we fight is the coupon book — benefits designed so quietly that you never use them.

Who we are

PerkWatch was founded by Tyler Buck, in Fort Collins, Colorado. It's a small, independent operation — the kind where a real person reads every support message. When you use "Message the founder" in the app, you're reaching the people who actually build this.

What we are — and what we aren't

We are a tracking and reminder tool. We watch your credits, nudge you at the right moment, and show you the math on what each card is worth to you.

We are not a bank, a lender, or a card issuer. We don't touch your money, we never see your card logins, and we don't give financial advice. When we help you understand a benefit, the final word is always the issuer's own terms — that's why every guide on our blog is checked against them.

The 100% transparency promise

PerkWatch costs $2.99/month or $29/year. That's it. Your first card is tracked free, forever. No trial that converts when you aren't looking, no tiers of fine print, no "processing fees" at checkout.

The same promise runs through everything we publish: if a number is on this site, it's verified against the issuer's published terms and carries an "as of" date. If it's wrong, we say so on the page — see our editorial standards.

The mission

The line our customers use, over and over, is that the app pays for itself. That's the whole business: for $29 a year, none of your credits slip away quietly again. The giants of the industry are fine with you forgetting — we're not.