Living tracker · Updated October 8, 2026
Every fee hike, perk cut, and benefit removal we're tracking — with the old terms, the new terms, and what it actually costs you. When issuers quietly move the goalposts, it lands here.
Chase Sapphire Reserve
| Before | DoorDash $300/yr + StubHub $300/yr + Peloton $120/yr + Lyft $120/yr + Apple TV+/Music ~$250/yr |
|---|---|
| After | All five benefits end (Lyft ends Sept 30, 2027; Apple ends June 22, 2027) |
What it means: Nearly half the card's credit stack has an expiration date. Don't build long-term card math on these.
Source: The Points Guy
Chase Sapphire Preferred
| Before | $120/year in DoorDash grocery promos + free DashPass membership |
|---|---|
| After | Promo ends; DashPass auto-bills at full price unless cancelled |
What it means: $120/year gone, plus a billing trap if you forget to cancel DashPass.
Source: The Points Guy
Chase Sapphire Preferred
| Before | 1 year of Apple TV+ free with activation |
|---|---|
| After | Activation window closes Dec 31, 2026 — miss it and the benefit never starts |
What it means: A cliff, not a reset. Unactivated = $0.
Source: The Points Guy
Chase Sapphire Reserve
| Before | $250 Chase Travel Select-hotels credit for 2026 |
|---|---|
| After | One-time credit — no 2027 version |
What it means: $250 use-it-or-lose-it by year-end 2026.
Source: The Points Guy
Chase Sapphire Reserve
| Before | 1:1 transfer ratio to World of Hyatt |
|---|---|
| After | 4:3 transfer ratio (100k Chase points → 75k Hyatt points) |
What it means: 25% fewer Hyatt points per Chase point for Sapphire Preferred and Ink Business Preferred holders. Reserve keeps 1:1.
Source: I-Journey
Capital One Venture X
| Before | Up to 4 authorized users free, all with lounge access |
|---|---|
| After | $125 per authorized user per year |
What it means: A family of four now pays $375/year extra for what was free — the card's signature family value proposition, gone.
Source: The Travel
American Express Platinum
| Before | $695/year annual fee |
|---|---|
| After | $895/year annual fee (+$200, +29%) |
What it means: $200 more per year. Amex added ~$1,500 in new credits (Resy $400, Lululemon $300, hotel credit doubled to $600) — but only if you use them.
Source: Upgraded Points
U.S. Bank Altitude Reserve
| Before | 1.5 cents per point on travel redemptions |
|---|---|
| After | 1 cent per point on travel redemptions |
What it means: 33% less value per point. A 50,000-point redemption drops from $750 to $500 in travel value.
Source: The Points Guy
U.S. Bank Altitude Reserve
| Before | $325 credit usable on any travel purchase |
|---|---|
| After | $325 credit only on U.S. Bank Travel Center bookings |
What it means: Same dollar amount, far less flexibility — portal-only credits are consistently harder to use at full value.
Source: The Points Guy
Chase Sapphire Reserve
| Before | $550/year annual fee |
|---|---|
| After | $795/year annual fee (+$245, +45%) |
What it means: $245 more per year, offset by ~$2,400 in credits — most with activation requirements or 2027 sunsets.
Source: The Points Guy
PerkWatch tracks every credit on your cards and emails you before anything expires, gets cut, or changes. Your first card is free.
Find my number →Every event on this page is tied to a published source — an issuer announcement, issuer terms page, or reputable points-and-miles coverage. We track from issuer announcements first and press coverage second. Dollar figures come from the sources, never estimated. If we can't verify an event, it doesn't go on the page.
Spot something we missed or got wrong? Email support@getperkwatch.com with the page and the source — corrections go up with a note.